About IBPS Clerk

IBPS for CWE of Clerk-VII is the best opportunity if someone wants to be a banker and can start preparation for IBPS Clerk Recruitment. Candidates clearing the IBPS Clerk exam, will be placed in any of the 19 participating banks.The IBPS Clerical exam takes place for the post of Clerk in large number of public sector banks.

IBPS Clerk Job Profile

A Bank Clerk is the first point of contact for inquiries & guidance to the customers of every bank. As a Clerk you will be trained for either some or all of the following duties in the probation period:


The following duties shall form part of the normal duties of an IBPS Clerk like receipt of cheques, drafts, cash passing and cash payment.


The head cashier’s duties will involve holding the bank’s cash, bank keys and other such valuables in safe custody, jointly with an officer and being accountable and responsible for the streamlined running of the cash department.


The Special Assistant’s duties will be looking after and checking the work of other clerks and sub staff and also he/she will be accountable and responsible for running of their concerned department/section.


The Universal teller’s duties will be to receive cheques, withdrawal forms etc, update pass books, verify customer’s account details, signature etc. And explain the features of Bank’s various products and services to customers,


In addition to the duties of clerical cadre, Agriculture Assistant’s duties will work in the issues related to agriculture.

Promotion and Career Growth

After becoming a bank clerk, you will get multiple chances to get promoted to the higher level. Most of the bank aspirants want to become officers. All the candidates who wish to get promotion from clerk to Officer need to apply for the promotion test and appeared for examination as well and also undergo their service for at least a period of 2 years in order to be eligible for promotion to Officer.

The promotions are conducted every 2 years and clerks have the opportunity to take part in it and eligible for promotion to Officer. There are two processes for clerical to Officer Promotion:

(1) Normal process

(2) Merit basis process

These two processes are applied to individual candidates depending on their performance and experience in the banking services. (1) Under the Normal process, the employee (bank clerk) has to qualify written examand on the basis of his experience and seniority in the services of bank, he can be selected as Officer.

In this process no JAIIB and CAIIB diploma are compulsory. After clearing this exam, you will become a Trainee Officer (TO). Trainee Officer can later become Probationary Officers (PO).

(2) Merit basis process: Two-year service (minimum) as a clerk with a JAIIB and CAIIB diploma conducted by Indian Institute of Banking and Finance (IIBF) is must with graduate/post graduate degree.

After becoming Probationary Officers (PO) there are seven scales in officer cadre:

Scale 1 – Officer / Assistant Manager

Scale 2 – Manager

Scale 3 – Senior Manager

Scale 4 – Chief Manager

Scale 5 – Asst. General Manager

Scale 6 – Deputy General Manager

Scale 7 – General Manager.

IBPS Clerk Exam Pattern

IBPS selection process for the Clerks 2 stages, which are:

  • Prelims Exam
  • Mains Exam

Phase-1: IBPS Clerk Preliminary Examination

The preliminary exam of IBPS Clerk CWE is an online exam testing a candidate on the basis of their aptitude, intellect and English. There are three sections in total and the candidate must clear the cut off of each section to proceed to the mains exam round. Candidates are required to solve the question paper in the time frame of 1 hour. The composite mark of the paper is 100 and the passing marks is decided by IBPS that is likely to change every year depending on the level of difficulty of the exam.

S.No.Name of Tests(ObjectiveNo. of QuestionsMaximum MarksDuration
1English Language3030Composite time of 1 Hour
2Numerical Ability3535
3Reasoning Ability3535

Phase-2: IBPS Clerk Mains Examination

Major changes have been observed in the Exam Pattern of IBPS Clerk Exam. In the latest update by IBPS, IBPS Clerk Mains Exam will now constitute of 190 questions that needs to be completed in a time frame of 160 minutes.

Previously, Computer Aptitude and Reasoning Ability Section used to be conducted separately. But, in the recent update by IBPS, both these sections are amalgamated together and will constitute of 50 questions that needs to be solved in a time duration of 45 minutes. Both Preliminary Exam and Mains Exam will be conducted bilingually, i.e. both in English and in Hindi. Let’s have a look at the Exam Pattern for IBPS Clerk CWE VII.

S.No.Name of Tests(ObjectiveNo. of QuestionsMaximum MarksDuration
1Reasoning Ability & Computer Aptitude506045 minutes
2English Language404035 minutes
3Quantitative Aptitude505045 minutes
4General/ Financial Awareness505035 minutes
Total190200160 minutes

Penalty for Wrong Answers:

There is a penalty for wrong answers marked in both preliminary examination as well as mains examination. A wrong answer to an objective question will lead to a penalty of one-fourth of the total mark assigned to that question. There will be no penalty for the question left blank or unanswered.

Final Score Calculation for IBPS Clerk Exam:

The final score for the IBPS Clerk exam is calculated keeping the following points in mind:

  • Marks obtained in the Preliminary Exam (Phase-1) will not be considered for selection.
  • Candidates must qualify Phase-2 to be eligible for final merit.
  • The aggregate score out of 100 is used for the final merit list for each category.Candidates with top merit rank in each category are finally selected.

IBPS Clerk Syllabus

The major three sections of the preliminary examination are Reasoning, English Language and Numerical Ability. Each of these sections has multiple subheadings to focus on when preparing for IBPS Clerk CWE.

Section 1: English Language


  • Vocabulary – Homonyms, Antonyms, Synonyms
  • Word Formation, Spelling
  • Grammar – Direct & Indirect Speech, Active / Passive Voice
  • Spotting Errors, Phrases and Idioms
  • Reading Comprehension – Passage Completion, Theme Detection
  • Topic rearrangement of passage
  • Deriving conclusion

Section 2: Reasoning


  • Verbal Reasoning
  • Analogy
  • Classification
  • Statement and Conclusions Syllogism
  • Statement and Assumptions, Arguments
  • Coding and Decoding
  • Passage and conclusions
  • Alphabet Test
  • Serious Test
  • Number, Raining and time sequence
  • Direction Sense Test
  • Decision Making
  • Input / Output
  • Assertion and Reasoning
  • Sitting Arrangement
  • Non Verbal Reasoning – Off figure out, Analogy, Miscellaneous Test

Section 3: Quantitative Aptitude


  • Ratio and Proportion
  • Time and Work
  • Speed, Distance and Time
  • Mixture and Allegation
  • Stocks and Shares
  • Equations
  • Trigonometry
  • Percentage
  • Clocks
  • Height and Distance
  • Simple and Compound Interest
  • Volume and Surface Are
  • Bar and Graphs
  • Profit Loss and Discount
  • Elements of Algebra
  • Line and charts, Pie Charts
  • Tables
  • Height and Distance
  • Simple and Compound Interest
  • Probability

Section 4: Computer Knowledge


  • Basics of Hardware and Software
  • Windows Operating System Basics
  • Basics of Hacking
  • Security Tools and Viruses
  • Internet Terms and Services
  • Basic Functionalities of MS Office (MS Word, MS PowerPoint, MS Excel)
  • Networking and Communication

Section 5: General Awareness


  • Current Affairs related to national and international issues of last 6 months
  • History of Indian Banking System
  • Recent Credit and Monetary Policies
  • Introduction to National Financial Institutions like RBI, SEBI, IRDA, FSDC Etc and International organizations like IMF, World Bank, ADB, UN, Etc.
  • Abbreviations and Economic terminologies, Banking Terms
  • Important government schemes on capital & Money Market

To know the details about IBPS Clerk exam please visit official website of IBPS